CRA is about reporting business loans up to a loan amount of $1Million. You also report certain loans that qualify as "Community Development" as well as certain "third party consortia" loans where you participate in a loan consortia with several other lenders in order to make business, affordable housing or community development loans.
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commercial mortgages uk Keep this strategy in mind during the lifetime of your commercial mortgage. If you are locked into a fixed rate, and interest rates have dropped significantly below what you are paying, you should consider applying for a remortgage and selecting a variable interest rate to take advantage of the lower rates.
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Contents 125 basis points rates continuously updated headlines mortgage: 03/10/05 commercial collateral; surveyed 1 The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 8.22 percent of all loans outstanding as of the end of the fourth quarter of 2010, a decrease of.
Commercial Mortgages . A commercial mortgage is a loan taken out on commercial real estate (as opposed to residential) with the property as collateral. The borrower is generally a company or business as opposed to an individual and the business may be either a.